Branchless banking and Contactless payment In many countries, mobile phones are used to provide mobile banking services, which may include the ability to transfer cash payments by secure SMS text message. Kenya's M-PESA mobile banking service, for example, allows customers of the mobile phone operator Safaricom to hold cash balances which are recorded on their SIM cards.
For a two-page summary of this inspiring seven-page WingMakers essay, click here. Each individual on Earth is exploring in a physical body new ways of experiencing life. Through this process of discovery, each of us is developing a deeper level of understanding of life and a greater ability to express our divine essence.
Divine essence is a level of divine awareness that was "seeded" within each soul when it was initially conceived by the Divine.
It is also the natural state of the soul that has removed itself from the controlling aspects of hierarchical belief systems through the complete awakening of its sacred intentions.
All souls are in various stages of transformation, and all are destined to attain a level of conscious awareness of divine essence as their sacred intentions are fully awakened. Profound personal transformation is initiated by the realization that you are capable of direct access to the Divine.
This is the realization that the wisdom of the Divine can be discovered deep within your own soul. In other words, your body, complete with its physical, emotional, and mental capabilities, is not the repository of your sacred intentions.
Nor is it able to reach out and access this divine inner calling which tirelessly beckons, inviting you towards the glorious joy of ever deeper connection with All That Is.
It is the soul that is the harbor of your divine essence. And it is the soul that is the vehicle of access to the awakening of your sacred intentions, which opens the door to profound transformation through the integration of your body, mind, heart, and soul.
Through opening to meaningful connection not only with your own divine essence, but with that of all living beings, the experience of profound personal transformation eventually triggers the realization that perceived reality is the Divine personified in the form of individual preferences.
Thus when your sacred intentions are fully awakened, divine reality and your perception of reality become inseparable as the wind and the air.
This confluence is only completely realized through the full transformation experience, which is unlike anything known within human experience.
There have been those upon Earth who have experienced a shallow breath of wind from this powerful tempest. Some have called it ascension; others have attributed names like illumination, enlightenment, nirvana, and cosmic consciousness. While these experiences are profound by human standards, they are only the initial stirrings of divine essence as it becomes increasingly adept at touching and awakening the remote edges of its existence.
What most would define as the ultimate bliss is merely an impression of their divine essence whispering to its outposts of form and nudging them to look within to the roots of existence, and to unite with the formless and limitless divine intelligence that pervades all.
The full transformation experience is far beyond the scope of the human drama, much like the stars in the sky are beyond the touch of Earth.
We can see the stars with our human eyes, but we will never touch them with our human hands. Similarly, we can dimly foresee the transformation experience, but we cannot fully experience it as humans.
This level of wholeness is attained only when the individual consciousness has separated from time and is able to view its existence in timelessness. Nevertheless, the human experience is essential in facilitating personal transformation and causing it to trigger — like a metamorphosis — the integration of your formful identities into divine essence.
Self-mastery through personal transformation is the next stage of perception and expression for your soul. It is initiated when you choose to design your life based upon principles that are symbolic of the Divine. As you become increasingly responsive to the Divine, you naturally gravitate towards life principles that symbolically express the formative principles of divine creation.
The below principles are divine templates of creation. They are designed to help you experience life from the perspective of divine essence.The Cell Phone Reader Essays in Social Transformation EDITED BY Anandam Kavoori and Noah Arceneaux PETER LANG New York • Washington, D.C./ Baltimore * Bern.
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A mobile phone, known as a cell phone in North America, is a portable telephone that can make and receive calls over a radio frequency link while the user is moving within a telephone service area. The radio frequency link establishes a connection to the switching systems of a mobile phone operator, which provides access to the public switched telephone network (PSTN).
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In the first decade of the twenty-first century Turkey experienced .